NARFE-NY

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=3 height=90 BGCOLOR="#FFFFFF" TEXT="#080000" background="078015b3.jpg"> <div> NARFE-NY</div> <bR> <div> <B>Home of the National Active and Retired Federal Employees of New York</B></div> </td> </tr><tr> <td valign="top" width=199 style="border-right: 1px solid #C0C0C0;" BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <B><IMG SRC="065aaaa0.jpg" border=0 width="170" height="170" ALT="NARFE-NY" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <bR> <div> <B><IMG SRC="07c64040.gif" border=0 width="100" height="4" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <div> <B> <script type="text/javascript"> </script> <script type="text/javascript" src="http://pagead2.googlesyndication.com/pagead/show_ads.js"> </script>  </B></div> <bR> </td> <td valign="top" height=390 width="100%" BGCOLOR="#FFFBF0" TEXT="#080000"> <bR> <div> <B> <script language="JavaScript1.2"> /* Cross 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TITLE="http://www.fedsmith.com/article/1613/">Medicare and Federal Retirees: Part B or Not Part B?</A></div> <div> <A HREF="http://www.govexec.com/story_page.cfm?filepath=/dailyfed/0408/040408rp.htm" TARGET="_top" TITLE="http://www.govexec.com/story_page.cfm?fi">Delayed Gratification</A></div> <div> <A HREF="http://www.federalnewsradio.com/?nid=22&sid=1263190" TARGET="_top" TITLE="http://www.federalnewsradio.com/?nid=22&">$820 Per Year Tax Break?</A></div> <div> <A HREF="http://www.irs.gov/newsroom/article/0,,id=170894,00.html" TARGET="_top" TITLE="http://www.irs.gov/newsroom/article/0,,i">IRS warns of new e-mail phishing scam</A></div> <div> <A HREF="http://www.govexec.com/story_page.cfm?filepath=/dailyfed/0308/032008rp.htm" TARGET="_top" TITLE="http://www.govexec.com/story_page.cfm?fi">The Five Year Test</A></div> <div> <A HREF="http://www.fedsmith.com/article/1192/" TARGET="_top" TITLE="http://www.fedsmith.com/article/1192/">Is There Life After Retiring from the Federal Government?</A></div> <div> <A HREF="http://www.fedsmith.com/article/1199/" TARGET="_top" TITLE="http://www.fedsmith.com/article/1199/">Life After Retirement: One Federal Retiree's Perspective</A></div> <div> <A HREF="http://www.fedsmith.com" TARGET="_top" TITLE="http://www.fedsmith.com"><B>fedsmith.com</B></A></div> <div> <A HREF="http://www.fedsmith.com/article/1589/" TARGET="_top" TITLE="http://www.fedsmith.com/article/1589/"><IMG BORDER="0" SRC="Symb075c00b700c833009900.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">$16 Million Is Not A Low Number</A></div> <div> <A HREF="http://www.fedsmith.com/article/1453/" TARGET="_top" TITLE="http://www.fedsmith.com/article/1453/"><IMG BORDER="0" SRC="Symb075c00b700c833009900.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Best Date to Retire in 2008</A> <I>(or early 2009)</I></div> <div> <A HREF="http://www.fedsmith.com/article/1559/" TARGET="_top" TITLE="http://www.fedsmith.com/article/1559/"><IMG BORDER="0" SRC="Symb075c00b700c833009900.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Remarriage, Federal Pension Benefits and Lawyers</A></div> <div> <A HREF="http://www.fedsmith.com/article/1502/" TARGET="_top" TITLE="http://www.fedsmith.com/article/1502/"><IMG BORDER="0" SRC="Symb075c00b700c833009900.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Taxes and Your Federal Employee Retirement</A></div> <div> <A HREF="http://www.govexec.com" TARGET="_top" TITLE="http://www.govexec.com"><B>GovExec.com</B></A></div> <div> <A HREF="http://www.govexec.com/dailyfed/0707/072007rp.htm" TARGET="_top" TITLE="http://www.govexec.com/dailyfed/0707/072"><IMG BORDER="0" SRC="Symb075c00b700c833009900.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">When To Retire</A></div> <div> <A HREF="http://www.govexec.com/dailyfed/0707/072707rp.htm" TARGET="_top" TITLE="http://www.govexec.com/dailyfed/0707/072"><IMG BORDER="0" SRC="Symb075c00b700c833009900.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Best Dates To Retire 2008</A></div> <div> <A HREF="http://www.fedweek.com" TARGET="_top" TITLE="http://www.fedweek.com"><B>FEDWeek.com</B></A></div> </tD> </tR> <tR> <tD VALIGN=TOP BGCOLOR=#FFFBF0 HEIGHT= 153 WIDTH="504"><div> <A HREF="what_my_family_should_know.htm" TARGET="_top" TITLE="What My Family Should Know"><B><IMG SRC="0a4bd990.gif" border=0 width="189" height="153" ALT="What My Family Should Know - a guide to getting your personal affairs in order" ALIGN="RIGHT" HSPACE="0" VSPACE="0"></B></A></div> <bR> <bR> <div> <A HREF="what_my_family_should_know.htm" TARGET="_top" TITLE="What My Family Should Know"><B>What My Family Should Know - A guide for getting your personal affairs in order</B></A></div> </tD> </tR> <tR> <tD VALIGN=TOP BGCOLOR=#FFFBF0 HEIGHT= 403 WIDTH="504"><div> <A HREF="http://www.narfe.org" TARGET="_top" TITLE="http://www.narfe.org"><B>NARFE</B></A></div> <div> <A HREF="http://www.narfe.org/departments/leg/guest/articles.cfm?ID=942" TARGET="_top" TITLE="http://www.narfe.org/departments/leg/gue">COLA Update</A></div> <div> <A HREF="http://www.narfe.org/departments/hq/guest/articles.cfm?ID=1424" TARGET="_top" TITLE="http://www.narfe.org/departments/hq/gues">NARFE Hotline</A></div> <div> <A HREF="http://www.narfe.org/departments/hq/guest/articles.cfm?ID=1254" TARGET="_top" TITLE="http://www.narfe.org/departments/hq/gues">7 Retirement Relocation Mistakes</A></div> <div> <A HREF="http://capwiz.com/narfe/home/" TARGET="_top" TITLE="http://capwiz.com/narfe/home/">NARFE Legislative Action Center</A></div> <div> <A HREF="http://www.narfe.org/departments/leg/guest/articles.cfm?ID=729" TARGET="_top" TITLE="http://www.narfe.org/departments/leg/gue"><IMG BORDER="0" SRC="Symb075c00b700c833009900.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Rumors Refuted!</A></div> <div> <A HREF="http://www.narfe.org/departments/rb/member/home.cfm?CFID=157388&CFTOKEN=54073508" TARGET="_top" TITLE="http://www.narfe.org/departments/rb/memb">NARFE Retirement & Insurance Benefits Dept</A></div> <div> <A HREF="http://www.narfe.org/conventions/2008/home.cfm?CFID=157388&CFTOKEN=54073508" TARGET="_top" TITLE="http://www.narfe.org/conventions/2008/ho">NARFE National Convention</A></div> <div> <A HREF="http://www.narfe.org/departments/hq/guest/articles.cfm?ID=1130" TARGET="_top" TITLE="http://www.narfe.org/departments/hq/gues">Are You The "It" Person In Your Chapter?</A></div> <div> <A HREF="http://www.opm.gov" TARGET="_top" TITLE="http://www.opm.gov"><B>OPM</B></A></div> <div> <A HREF="http://www.opm.gov/retire/" TARGET="_top" TITLE="http://www.opm.gov/retire/"><IMG BORDER="0" SRC="Symb075c00b700c833009900.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">OPM Retirement Information Services</A></div> <div> <A HREF="https://www.servicesonline.opm.gov/(vbmwks55hp4eml550x3hak45)/Default.aspx" TARGET="_top" TITLE="https://www.servicesonline.opm.gov/(vbmw"><IMG BORDER="0" SRC="Symb075c00b700c833009900.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">OPM Retirement Services Online</A></div> <div> <A HREF="http://www.opm.gov/insure/08/planinfo/open.asp" TARGET="_top" TITLE="http://www.opm.gov/insure/08/planinfo/op"><IMG BORDER="0" SRC="Symb075c00b700c833009900.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">FEHB Fee-for-Service National Plans</A></div> <div> <A HREF="http://www.opm.gov/insure/08/planinfo/ny.asp" TARGET="_top" TITLE="http://www.opm.gov/insure/08/planinfo/ny"><IMG BORDER="0" SRC="Symb075c00b700c833009900.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">FEHB HMO Health Plans</A> (NY)</div> <div> <A HREF="http://www.opm.gov/insure/dentalvision/08openseason.asp" TARGET="_top" TITLE="http://www.opm.gov/insure/dentalvision/0"><IMG BORDER="0" SRC="Symb075c00b700c833009900.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Dental & Vision Plan Benefits</A> (OPM)</div> <div> <A HREF="http://www.tsp.gov" TARGET="_top" TITLE="http://www.tsp.gov"><B>TSP</B></A></div> <div> <A HREF="http://www.tsp.gov/curinfo/index.html" TARGET="_top" TITLE="http://www.tsp.gov/curinfo/index.html"><IMG BORDER="0" SRC="Symb075c00b700c833009900.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">What's New</A></div> <div> <A HREF="http://www.ssa.gov" TARGET="_top" TITLE="http://www.ssa.gov"><B>SSA</B></A></div> <div> <A HREF="http://www.ssa.gov/retire2/near.htm" TARGET="_top" TITLE="http://www.ssa.gov/retire2/near.htm"><IMG BORDER="0" SRC="Symb075c00b700c833009900.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Near Retirement?</A></div> <div> <A HREF="http://www.medicare.gov" TARGET="_top" TITLE="http://www.medicare.gov"><B>Medicare</B></A></div> </tD> </tR> <tR> <tD VALIGN=TOP BGCOLOR=#FFFFFF HEIGHT= 83 WIDTH="504"><div> <A HREF="http://www.federalnewsradio.com/?sid=&nid=272" TARGET="_top" TITLE="http://www.federalnewsradio.com/?sid=&ni"><B><IMG SRC="0732c4c0.png" border=0 width="300" height="76" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></A></div> </tD> </tR> <tR> <tD VALIGN=TOP BGCOLOR=#FFCCFF HEIGHT= 156 ><NOBR><div> <IMG SRC="069262b0.gif" border=0 width="38" height="43" ALIGN="RIGHT" HSPACE="8" VSPACE="0"><A HREF="http://hr.er.usgs.gov/calculators/retire/" TARGET="_top" TITLE="http://hr.er.usgs.gov/calculators/retire">USGS CSRS & FERS Retirement Calculator</A> (USGS)</div> <div> <A HREF="http://apps.opm.gov/tax_calc/index.cfm" TARGET="_top" TITLE="http://apps.opm.gov/tax_calc/index.cfm">Compute The Tax-free Portion of Your Annuity</A> (OPM)</div> <div> <A HREF="http://apps.opm.gov/tax_calc/withhold_calc/index.cfm" TARGET="_top" TITLE="http://apps.opm.gov/tax_calc/withhold_ca">Federal Tax Withholding Calculator</A> (OPM)</div> <div> <A HREF="http://www.opm.gov/calculator/worksheet.asp" TARGET="_top" TITLE="http://www.opm.gov/calculator/worksheet.">FEGLI Calculator</A> (OPM)</div> <div> <A HREF="http://www.ssa.gov/planners/calculators.htm" TARGET="_top" TITLE="http://www.ssa.gov/planners/calculators.">Social Security Calculators</A> (SSA)</div> <div> <A HREF="http://www.socialsecurity.gov/retire2/gpo-calc.htm" TARGET="_top" TITLE="http://www.socialsecurity.gov/retire2/gp">GPO Calculator</A> (SSA)</div> <div> <A HREF="http://www.socialsecurity.gov/retire2/anyPiaWepjs04.htm" TARGET="_top" TITLE="http://www.socialsecurity.gov/retire2/an">WEP Calculator</A> (SSA)</div> <div> <A HREF="http://www.tsp.gov/calc/index.html" TARGET="_top" TITLE="http://www.tsp.gov/calc/index.html">TSP Calculators</A> (TSP)</div> </NOBR></tD> </tR> </TABLE></B></div> <bR> <div> <TABLE BORDER="0" CELLPADDING="6" CELLSPACING="1" WIDTH="522" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" BGCOLOR=#C0C0C0 > <tR> <tD VALIGN=TOP BGCOLOR=#FFFBF0 HEIGHT= 16 ><NOBR><div> <A HREF="about_us.htm" TARGET="_top" TITLE="About Us">About Us</A>   |   <A HREF="contact_us.htm" TARGET="_top" TITLE="Contact Us">Contact Us</A>   |   <A HREF="2008_convention_photos.htm" TARGET="_top" TITLE="2008 Convention Photos">2008 Convention Photos</A>   |   <A HREF="more_information.htm" TARGET="_top" TITLE="Legal Stuff">Legal Stuff</A></div> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP BGCOLOR=#EEEEEE HEIGHT= 94 WIDTH="508"><div> © <A HREF="about_us.htm" TARGET="_top" TITLE="About Us">narfeny.org™. </A></div> <div> Chuck Newkirk, Secretary, NARFE-NY</div> <div> PO Box 10922, Newburgh, NY 12552-0922</div> <div> All rights reserved 2001-2008</div> <div> Last  Update: 5/29/2008</div> <div> Web Site Hosting:  <A HREF="http://www.designbysue.com" TARGET="_parent" TITLE="http://www.designbysue.com">designbysue.com</A></div> <div> Webmaster:  <A HREF="mailto:cnewkirk@hvc.rr.com" TARGET="_top" TITLE="mailto:cnewkirk@hvc.rr.com">cnewkirk@hvc.rr.com</A></div> </tD> </tR> <tR> <tD VALIGN=TOP BGCOLOR=#000033 HEIGHT= 97 WIDTH="508"><div> <FONT SIZE="1" COLOR="#FFFFFF" FACE="Arial" >This is the official website of the National Active and Retired Federal Employees of New York (NARFE-NY).  NARFE-NY is affiliated with and chartered by the National Active and Retired Federal Employees (NARFE)  association.   Personal opinions expressed on this website do not necessarily reflect those of NARFE nor NARFE-NY.  Dues payments and gifts or contributions to NARFE or NARFE-NY  are not deductible as charitable contributions for federal income tax purposes.  Advertisements or direct links to advertisers appearing on this website, including</FONT> <B>"Ads by Google"</B><FONT SIZE="1" COLOR="#FFFFFF" FACE="Arial" > do not imply nor suggest endorsement of any product or service by NARFE nor NARFE-NY.</FONT></div> </tD> </tR> </TABLE></div> <bR> <bR> <bR> </td> <td valign="top" width=246 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